Mortgages For Bad Credit | Mortgages for Bad Credit Products

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What is bad credit?

You can be deemed to have a bad credit history is if you have previously borrowed money via a credit agreement and have not made the required repayments on time. It is essential if you take out a loan or a credit card that you make all the required repayments on time. If you have defaulted on any of your agreements then this is also registered on your credit reference file.